At Community Bank & Trust, we're here to help you get more out of life. Whether you're choosing Checking or Savings, Community Bank & Trust makes it easy to manage your Banking.
Check out all of the different personal checking accounts and personal savings plans we offer at any of our convenient locations.
Personal Accounts - Community Bank & Trust-WGA
- Preferred Interest Checking
- Golden Apple Checking
- Consumer Money Market Account
- Certificates of Deposit
- Consumer Savings
- Individual Retirement Accounts
Personal Checking Accounts - West Georgia
Preferred Interest Checking
Enjoy interest on your checking.
- Minimum to Open $100
- Tiered Interest Rates
- Earn competitive interest rates on daily balances, interest is paid monthly
- Free Mobile Banking
- Remote Deposit Anywhere
- Statement Fee (waived for e-statement customers)
- Debit Card
- Free Bill Pay
- Unlimited Check Writing
- Direct Deposits Accepted
- No Monthly Service Fee
Golden Apple Checking
A bargain for customers 55 and over!
- Minimum to Open $100
- Earn competitive interest rates on daily balances, interest is paid monthly
- Free Mobile Banking
- Remote Deposit Anywhere
- Debit Card
- E-Statements or Image Statements Provided
- Free Bill Pay
- 50% discount on safe deposit box (subject to availability)
- Direct Deposits Accepted
- No Monthly Service Fee
Consumer Money Market
Combines checking account flexibility with premium interest rates!
- Minimum to open $100
- Tiered Interest Rates
- Earn competitive interest rates on daily balances, interest is paid monthly
- Free Mobile Banking
- Remote Deposit Anywhere
- Free E-Statements
- Debit Card
- A service fee of $10.00 will be imposed every statement cycle if the daily balance in the account falls below $1000 on any day of the statement cycle
- Six (6) Free Withdrawals Per Statement Cycle
An Excess Debit Transaction Charge of $5.00 for each withdrawal will be imposed for each preauthorized transfer after the sixth withdrawal per statement cycle.
Personal Savings Plans - West Georgia
Consumer Savings
A great way to save for a “Rainy Day”
- Minimum to Open $100
- Earn competitive interest rates on daily balances, interest is paid quarterly.
- Free Mobile Banking
- Quarterly Statements Provided
- Savings accounts are limited to two (2) withdrawals per month
An Excess Debit Transaction Charge of $5.00 for each withdrawal will be imposed after the second withdrawal per month.
Certificate of Deposit
We offer certificates of deposits for every savings budget
- Minimum to open $500
- Maturities range from 6 months to 5 years (60 months)
- Earn competitive market rates of interest, automatically renewable
- Interest can be paid monthly, quarterly, annually, or at maturity
- There is a penalty for early withdrawal
- Interest rate are based on the term
For complete details on specific time deposits or for current interest rates and annual percentage yields (APY), please contact one our Personal Bankers.
Individual Retirement Accounts
A great way for planning your retirement! An IRA may provide you with tax benefits needed during your income-producing years while establishing an additional “nest egg” for your golden years. Funds are invested in certificates of deposit, which are continually renewed at current competitive market rates during the life of your account. We will be happy to supply additional details, but you may want to consult with your tax advisor for complete tax benefits of an Individual Retirement Account.
Business Banking
Committed to developing a successful partnership.
No matter what your needs might be, we have a checking account to meet them.