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Contact Us to Learn About Our Current HELOC Promotion!

CDs

Secure Your Future, Strengthen Our Community: Discover Our Certificates of Deposit

Lock in Competitive Rates and Watch Our Community Grow

Looking to save with confidence while supporting local growth? Our CDs provide returns with competitive, fixed interest rates for terms that fit your financial goals and our community’s needs

Certificates of Deposit: Local Impact

Our CDs offer higher interest rates than traditional savings accounts, allowing you to maximize your savings while investing in our community’s future.

Competitive, fixed interest rates

Lock in rates for the term of your CD, ensuring steady growth for you and our community

Flexible terms

Choose from a variety of terms, ranging from 1 month to 5 years (60 months)

FDIC insured

Your investment is fully protected, providing peace of mind

No monthly maintenance fees

Keep your savings growing without hidden costs

Low minimum deposit

Start your CD with as little as $500

Automatic renewal

Easily reinvest in our community at the end of your term

Current Rates

Our Current Rates

  • See our current Interest Rates and Annual Percentage Yields (APY) for various terms

Benefits of Our Community-Focused Certificates of Deposit

Our CDs offer a safe and secure way to grow your savings while supporting local initiatives, making them ideal for individuals seeking both returns and community impact.

Benefits

  • Predictable and reliable returns
  • Peace of mind with FDIC-insured protection
  • No market risk – your interest rate stays fixed throughout the term
  • Support local businesses and community projects through our reinvestment initiatives
  • Participate in exclusive community events for CD holders

How It Works

1

Choose Your Term

Select the CD term that aligns with your financial goals and our community’s needs.

2

Deposit Your Funds

Make a one-time deposit of at least $500 into your CD. Your funds will immediately begin earning interest at the locked-in rate

3

Watch Your Savings and Community Grow

Relax knowing your money is growing securely. When your CD matures, you’ll receive your original deposit plus the interest you’ve earned

Important Information

  • There is a penalty for early withdrawal
  • For complete details on a specific time deposit or for current Annual Percentage Yield (APY), please speak with one of our staff members

Open Your CD Today

External Link Notice

You will be linking to another website not owned or operated by Community Bank & Trust. Community Bank & Trust is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Bank & Trust of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Community Bank & Trust.

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