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Privacy Statement


FACTS:  What Does Community Bank & Trust-West Georgia Do With Your Personal Information?

Rev. March 1, 2023

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and credit history
  • Account transactions and checking account information


When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Community Bank & Trust – WGA chooses to share; and whether you can limit this sharing.


Reasons We Can Share Your Personal Information

Does Community Bank & Trust-West Georgia Share?

Can You Limit This Sharing?

For our everyday business purposes—

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

To offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We Do Not Share

For our affiliates’ everyday business purposes –

To offer our products and services to you

No

We Do Not Share

For our affiliates’ everyday business purposes –

information about your creditworthiness

No

We Do Not Share

For non-affiliates to market to you

No

We Do Not Share

What We Do

How does Community Bank & Trust-West Georgia protect my information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Community Bank & Trust-West Georgia collect my information?

We collect your personal information, for example, when you

  • Open an account or Apply for a loan
  • Use your credit or debit card or make deposits or withdrawals from your account
  • Pay us by check
  • We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
  • State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Community Bank & Trust-West Georgia has no affiliates

Non‑Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.
Community Bank & Trust-West Georgia does not share with non-affiliates so they can market to you.

  • Community Bank & Trust-West Georgia does not share with non-affiliates so they can market to you.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • Community Bank & Trust-West Georgia doesn’t jointly market.

Other Important Information

Questions? Call 706-884-7999 and ask for Privacy Compliance Officer

Responsive Privacy Table
Reasons We Can Share Your Personal Information Does Community Bank & Trust-West Georgia Share? Can You Limit This Sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes —
To offer our products and services to you
Yes No

External Link Notice

You will be linking to another website not owned or operated by Community Bank & Trust. Community Bank & Trust is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Bank & Trust of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Community Bank & Trust.

If you "Proceed", the link will open in a new window.