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Savings

Grow Your Savings, Grow Our Community.

Discover the Perfect Savings Plan for You.

Saving is the cornerstone of a thriving community. That’s why our savings accounts are designed to help you and our local economy grow together, offering security, flexibility, and competitive rates for every stage of life.
Saving is the cornerstone of a thriving community. That’s why our savings accounts are designed to help you and our local economy grow together, offering security, flexibility, and competitive rates for every stage of life.

Consumer Savings Account

A Simple Way to Start Your Savings Journey

Perfect for establishing a strong savings habit or building your local emergency fund.

  • Minimum to open: $100
  • No monthly maintenance fees with a minimum balance.
  • Competitive interest rates on all balances, paid quarterly.
  • Free Mobile Banking with our locally-developed app.
  • Two (2) free withdrawals per month.
  • $5.00 Excess Debit Transaction Charge for each additional withdrawal.
  • Unlimited in-person withdrawals at our community branches.
  • Set up automatic transfers to grow your savings and our local economy.

Certificate of Deposit (CD)

Watch Your Money and Our Community Grow Together

Ideal for those with specific savings goals or looking to maximize returns while supporting local initiatives.

  • Minimum to open: $500
  • Maturities range from 6 months to 5 years (60 months).
  • Competitive market rates of interest based on the term.
  • Multiple Interest Payment Options.
  • Automatically renewable to continue supporting our community.
  • Early withdrawal penalties apply to ensure stable community investment.

Features Designed for You and Our Community

Free Electronic Banking

Manage your savings 24/7 with our secure, locally-developed platforms.

Community-Conscious Goal Setting

Plan for local home purchases, education, or starting a business in our area.

Local Financial Education

Access free local workshops and resources to boost your financial literacy and our community’s economic health.

Why Choose Community Bank & Trust for Your Savings?

Community Impact

Your savings directly support local loans and community development projects.

Competitive Rates

Earn more while knowing your money stays local.

Flexible Options

Choose the account that best fits your goals and our community’s needs.

Local Customer Service

Get personalized support from neighbors who know you and our community.

Open Your Savings Account Today

Ready to secure your future and strengthen our community?

External Link Notice

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