Skip to content
Find your branch Call Us: 866-902-2265

FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Open account
Right-Side Popup
Community Bank & Trust
Dropdown Mega Menu

Savings

Grow Your Savings, Grow Our Community.

Discover the Perfect Savings Plan for You

Saving is the cornerstone of a thriving community. That’s why our savings accounts are designed to help you and our local economy grow together, offering security, flexibility, and competitive rates for every stage of life.
Saving is the cornerstone of a thriving community. That’s why our savings accounts are designed to help you and our local economy grow together, offering security, flexibility, and competitive rates for every stage of life.

Consumer Savings Account

A Simple Way to Start Your Savings Journey

Perfect for establishing a strong savings habit or building your local emergency fund.

  • Minimum to open: $100
  • No monthly maintenance fees with a minimum balance
  • Competitive interest rates on all balances, paid quarterly
  • Free Mobile Banking with our locally-developed app
  • Two (2) free withdrawals per month
  • $5.00 Excess Debit Transaction Charge for each additional withdrawal
  • Unlimited in-person withdrawals at our community branches
  • Set up automatic transfers to grow your savings and our local economy

Certificate of Deposit (CD)

Watch Your Money and Our Community Grow Together

Ideal for those with specific savings goals or looking to maximize returns while supporting local initiatives.

  • Minimum to open: $500
  • Maturities range from 6 months to 5 years (60 months)
  • Competitive market rates of interest based on the term
  • Multiple Interest Payment Options
  • Automatically renewable to continue supporting our community
  • Early withdrawal penalties apply to ensure stable community investment

Features Designed for You and Our Community

Free Electronic Banking

Manage your savings 24/7 with our secure, locally-developed platforms

Community-Conscious Goal Setting

Plan for local home purchases, education, or starting a business in our area

Local Financial Education

Access free local workshops and resources to boost your financial literacy and our community’s economic health

Why Choose Community Bank and Trust for Your Savings?

Community Impact

Your savings directly support local loans and community development projects

Competitive Rates

Earn more while knowing your money stays local

Flexible Options

Choose the account that best fits your goals and our community’s needs

Local Customer Service

Get personalized support from neighbors who know you and our community

Open Your Savings Account Today

Ready to secure your future and strengthen our community?
 Open your account online, visit one of our local branches, or call us today. Let’s grow together!

External Link Notice

You will be linking to another website not owned or operated by Community Bank & Trust. Community Bank & Trust is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Community Bank & Trust of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from Community Bank & Trust.

If you "Proceed", the link will open in a new window.