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Apply To SLFL RAL Program

Take the first step today to start your application for the SLFL, also known as the SETC. With Community Bank & Trust’s network of trusted processors, applying for your refund anticipation loan and tax credit has never been easier.

CB&T Trusted Processors

SETC Lendesca

Lendesca

United Business Solutions

United Business Solutions

Frequently Asked Questions

About the SLFL (SETC)

What is the Sick Leave and Family Leave (SLFL) program, also known as the SETC?
The SLFL, also known as the Self-Employed Tax Credit (SETC), is a financial relief program for self-employed individuals and small businesses affected by sick leave and family leave obligations. It provides tax credits to help offset the economic impacts of missed work time, especially following COVID-19.
How do the refund anticipation loans work?
Community Bank & Trust’s processors offer refund anticipation loans to qualified applicants, allowing them to access a portion of their eligible tax credit quickly without waiting for standard IRS disbursement.
Who is eligible for the SLFL, also known as the SETC?
Eligibility generally includes self-employed individuals and small business owners impacted by sick leave and family leave requirements. Specific criteria can be reviewed during the application process.
How long does it take to receive funds?
With a refund anticipation loan, eligible funds may be available within days after approval. However, standard IRS processing times vary.
Is there a fee to apply?
Each processor may have a processing fee for the SLFL application, generally a small percentage of the tax credit amount. These fees will be clearly outlined by the chosen processor.
Who can I contact for help during the application process?
For assistance, you can reach out directly to the processor you select or contact Community Bank & Trust at 1 844-845-2160 for guidance on the application process.

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