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SLFL RAL Program Benefits

The SLFL, also known as the SETC, offers several key advantages:

Relief for Self-Employed and Small Business Owners

By providing tax credits, the IRS’s Sick Leave Family Leave (SLFL) tax credit program eases the financial burden for those who missed work due to illness or caregiving needs.

Access to Refund Anticipation Loans

Our processors offer qualified applicants a cash advance on their eligible tax credit, so they don’t have to wait for standard IRS processing times.

Convenient Application Options

With multiple processors to choose from, applicants can find the best fit for their needs, ensuring a smooth and effective application experience.

Improved Business Stability

The SLFL program empowers self-employed individuals and small businesses to maintain stability by offsetting COVID-19-related financial impacts.

Ready to see how the SLFL program can help you? Apply Now

How to Apply

Applying for the SLFL, also known as the SETC, is straightforward through Community Bank & Trust’s network of processors. Here’s how to get started:

1

Check Your Eligibility

2

Choose a Processor and Complete the Application

3

Approval & Funding

Community Bank & Trust
Get started today and take the first step toward financial relief.

Frequently Asked Questions

About the SLFL (SETC)

What is the Sick Leave and Family Leave (SLFL) program, also known as the SETC?
The SLFL, also known as the Self-Employed Tax Credit (SETC), is a financial relief program for self-employed individuals and small businesses affected by sick leave and family leave obligations. It provides tax credits to help offset the economic impacts of missed work time, especially following COVID-19.
How do the Refund Anticipation Loans work?
Community Bank & Trust’s processors offer refund anticipation loans to qualified applicants, allowing them to access a portion of their eligible tax credit quickly without waiting for standard IRS disbursement.
Who is eligible for the SLFL, also known as the SETC?
Eligibility generally includes self-employed individuals and small business owners impacted by sick leave and family leave requirements. Specific criteria can be reviewed during the application process.
How long does it take to receive funds?
With a refund anticipation loans, eligible funds may be available within days after approval. However, standard IRS processing times vary.
Is there a fee to apply?
Each processor may have a processing fee for the SLFL application, generally a small percentage of the tax credit amount. These fees will be clearly outlined by the chosen processor.
Who can I contact for help during the application process?
For assistance, you can reach out directly to the processor you select or contact Community Bank & Trust at 1 844-845-2160 for guidance on the application process.

Ready to Apply?

Take the first step today to start your application for the SLFL, also known as the SETC. With Community Bank & Trust’s network of trusted processors, applying for your refund anticipation loan and tax credit has never been easier.

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